How to Use the AI Seller Disclosure Assistant

Step 1 · Location

Choose your state

The disclosure rules that govern what you must tell a buyer depend on where the property is located. Start by selecting the state — or D.C. — where the home is being sold. This gives the analyzer the right context for state-required disclosures and common local forms.

If you are not sure which form your state uses, the tool works with the standard Seller's Property Disclosure Statement, Seller's Disclosure Notice, and most state-specific disclosure forms. It does not need the exact form title to be useful.

• Select the state where the property is located
• Use the same disclosure form your agent or attorney provided
• Make sure the form is the current version if your state updates it yearly

Step 2 · Upload

Upload your completed disclosure form

Upload the disclosure form as a PDF or a clear photo. The analyzer needs the entire form, not just the first page, because missing or incomplete answers often appear on the later pages where system-specific questions live.

The form can be typed, scanned, or filled out by hand. Legibility matters: if the AI cannot read a section, the report will say so rather than guess. Keep the file under 10 MB.

• Upload every page of the disclosure form
• Check that scans and photos are not blurry or cut off
• Remove or redact Social Security numbers and other sensitive data before uploading

Step 3 · Summary

Review the executive summary

The first thing the report returns is an executive summary: the state detected, the form type, the overall disclosure risk level, and a short plain-English verdict on whether the disclosure looks complete or needs work.

Start here. If the state or form is wrong, double-check your upload. If the risk level is medium or high, move to the flagged sections before you hand the form to a buyer.

Step 4 · Missing Answers

Read the missing-answer flags

A blank answer on a disclosure form is not always a blank check. Many questions are required, and a buyer may interpret an uncompleted field as an attempt to hide something. The analyzer lists every blank or incomplete answer so you can fill it in, mark it "unknown" if that is truly the case, or explain why it does not apply.

This is usually the most actionable part of the report. Work through each missing answer one by one and update the original disclosure form.

Step 5 · Wording

Review flagged language and vague answers

Disclosure language should be specific enough that a buyer can understand what you know. Answers like "older," "as-is," "works fine," or "buyer to verify" can create problems during negotiation or after closing. The analyzer flags wording that may be too vague or that could invite follow-up questions.

This does not mean every flagged answer is wrong. It means the answer is likely to be questioned, so you should either add detail or be prepared to explain it.

Step 6 · Risk Areas

Check the risk and legal review section

This section pulls together the items that matter most: prior insurance claims, known defects, environmental hazards, unpermitted work, water or mold history, and anything else that could affect value or safety. It also notes whether the disclosure form itself appears outdated or whether the state requires additional disclosures that were not included.

Use this section as a checklist for your final review. If you are unsure about a specific item, that is the right time to ask a real estate attorney or agent.

Step 7 · Edit

Apply the recommended fixes and edits

The report closes with concrete recommendations: which answers to complete, which answers to clarify, which topics to add supporting documents for, and which disclosures may need to be attached separately. Work through the recommendations on the original form.

The analyzer does not edit the file for you. It gives you a clean to-do list so you can update the actual disclosure form accurately and keep a paper trail of what you disclosed and when.

Step 8 · Finalize

Download or save the audit and finalize your disclosure

Once you have addressed the flags, save the analyzer output for your records. It is useful documentation of the diligence you performed before sharing the final disclosure with the buyer. Then upload or deliver the revised disclosure form through whatever process your state, agent, or attorney requires.